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In most states, liability insurance is a required form of coverage for all drivers. Auto liability insurance is a two-fold plan that covers bodily injury and property damage. If you are at fault in a collision on the roads of Orlando, liability insurance covers expenses from injuries to other people as well as property damage. So, how does liability insurance work, and what does liability coverage pay for? Greenway Kia East has provided an auto liability insurance definition below.
As part of your overall liability insurance plan, both bodily injury and property damage are covered. If you prefer, each type of coverage under this umbrella can have its own set limits. The state has set minimum limits, but you can opt for more coverage for added peace of mind. What does liability insurance cover? The following falls under liability coverage:
Keep in mind that liability coverage is for the victim of the accident. It does not cover the driver who causes the accident.
As mentioned above, as long as you have the minimum amount of coverage, you can set specific limits that meet your needs and budget. Limits can either be split or housed as a single limit.
When you shop for a new vehicle with Greenway Kia East, you want to make sure that you have the proper amount of insurance coverage. Our finance experts can help. Contact us today for more information.